Use information found on Sahgami Foundation Inc. website at your own risk. Use of that information constitutes acceptance of the Sahgami Foundation Inc. General Disclaimer Policy and Terms of Service. 1) Sahgami Foundation Inc. reserves the right to make any change to its content and information at any time for any reason. 2) Sahgami Foundation Inc. MAKES NO GUARANTEE OF VALIDITY of the material as published on its site. This site may point to other Internet sites that may be of interest to you; however, Sahgami Foundation Inc. does not endorse or take responsibility for the content on such copyright notice. 3) Sahgami Foundation Inc. is a New York, USA-based nonprofit foundation platform. Please be advised that nothing found here has necessarily been reviewed by professionals with the expertise required to provide you with complete, accurate or reliable information. However, best efforts have been made to provide true, authentic and current information on this website but Sahgami Foundation Inc. and people associated with it take no responsibility whatsoever for the contents and accuracy of the information listed on this site and of the opinions and recommendations offered, and reject any and all liability due to direct or indirect use of the information featured on its site. 4) Data and pictures displayed at this site are contributed by several authors. Sahgami Foundation Inc. does not take responsibility and/or credit for any material or graphic displayed therein. If you have any complaint/suggestion regarding any text/graphic to be added or removed, please write to us at our mailing address located at 'Contact Us' section of the site. However, the Sahgami Foundation Inc. retains the right to make all final decisions regarding publication at this site. 5) The logos and contents used and displayed in this site does not indicate any endorsement, approval, recommendation or sponsorship by the Sahgami Foundation Inc. or vice versa. 6) The content on this site, including newsletters, articles, products, discussion, quotes, data and other information, are provided by Sahgami Foundation Inc., its editors, representatives, members, authors, affiliates or third party content providers for your convenience and personal information only, and is not intended to be taken as authentic guidance. Content on this site is not appropriate for the purposes of making a decision. Last revised on May 30, 2024

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Thank you for your generous contribution to Sahgami Foundation Inc., a U.S.-based not-for-profit organization dedicated to making education accessible to all. The Foundation is committed to providing educational support to women and underprivileged individuals, fostering empowerment and equality. 1. Tax Deductibility Sahgami Foundation Inc. is a registered 501(c)(3) nonprofit organization in the United States. Contributions made to Sahgami Foundation Inc. are tax-deductible to the fullest extent allowed by U.S. law. Donors are encouraged to consult their tax advisors for specific guidance regarding deductibility. 2. Use of Donations All donations received will be utilized exclusively to support programs and initiatives that align with our mission and vision, including but not limited to: • Promoting education and literacy, especially for marginalized communities. • Organizing empowerment programs for women and children. • Addressing social and economic disparities in rural areas. • Providing emergency relief and resources in times of crisis. 3. Donation Receipts Upon receipt of your donation, Sahgami Foundation Inc. will issue a formal acknowledgment and donation receipt. This receipt will include the organization’s tax-exempt ID number for use in your tax filings. 4. Refund Policy All donations are considered final and non-refundable unless an error in processing occurs (e.g., duplicate charges). If a refund is necessary, please contact us at: sahgamifoundationinc@gmail.com within 30 days of the donation date. 5. Privacy of Donor Information Sahgami Foundation Inc. respects the privacy of its donors. Personal and financial information collected during the donation process will only be used for record-keeping and acknowledgment purposes. We do not sell, trade, or share donor information with third parties. 6. Methods of Donation Donations can be made via the following methods: • Online: Through our secure website at: https://www.sahgami.com/join-us. • Check: Payable to: “Sahgami Foundation Inc.” and mailed to: 14 Deerhill Lane, Scarsdale, NY 10583. • Wire Transfer: For wire transfers, please contact us at: sahgamifoundationinc@gmail.com for bank details. 7. Corporate Matching If your employer offers a corporate matching gift program, you can amplify your contribution to Sahgami Foundation Inc. Contact us for details and provide them with the organization’s information to initiate the match. 8. Transparency and Accountability Sahgami Foundation Inc. is committed to transparency and accountability. Financial statements, annual reports, and updates on funded projects are available to donors upon request. We strive to ensure that your contributions make the greatest possible impact in advancing our mission. Thank you for joining us in creating a future of equality, and opportunity for marginalized communities. Your support makes a lasting difference. Contact Information For any inquiries or assistance regarding your donation, please contact us at: Sahgami Foundation Inc. 14 Deerhill Lane, Scarsdale, NY 10583 Email: sahgamifoundationinc@gmail.com Phone: (01) 914-330-2818

Sahgami Foundation Inc. respects your privacy and safeguards the personal information that you provide us when you register with us. When you register or write comment at Sahgami Foundation Inc. we ask for information such as your name, email address, birth date, gender, credit card details, PO Box No. or zip code, occupation, organization, website, ip address etc. Sahgami Foundation Inc. also collects information about your transactions with us, including information about your use of any financial products and services that we may offer. Sahgami Foundation Inc. does not rent, sell, or share personal information about you with other people or with non-affiliated companies except when needed to provide the products or services you have requested, when we have your permission, or under the following circumstances: We provide the information to trusted partners who work on behalf of, or with, Sahgami Foundation Inc. under our confidentiality agreements. These companies may use your personal information to help Sahgami Foundation Inc. communicate with you about offers from Sahgami Foundation Inc. We respond to subpoenas, court orders, or legal process, or exercise our legal rights or defend against legal claims; We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, situations involving potential threats to the physical safety of any person, violations of Sahgami Foundation Inc.'s terms of use, or as otherwise required by law. We transfer information about you if Sahgami Foundation Inc. is acquired by or merged with another company. In this event, Sahgami Foundation Inc. will notify you before information about you is transferred and becomes subject to a different privacy policy. You may edit your Sahgami Foundation Inc. Account Information at any time. Users who receive marketing communications from Sahgami Foundation Inc. can unsubscribe by following instructions contained in the messages they receive. Sahgami Foundation Inc. reserves the right to send you certain communications relating to the Sahgami Foundation Inc. services, such as service announcements and administrative messages without offering you the opportunity to opt out of receiving them. Sahgami Foundation Inc. limits access to personal information about you to employees who we believe have a reasonable need for that information to provide products or services to you or in order to perform their jobs. Sahgami Foundation Inc. may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the address specified by you, or by placing a prominent notice on our site. Last revised on May 30, 2024

The following Terms of Service (TOS) must be agreed to and abided by for use of Sahgami Foundation Inc.'s services. Please be aware that Sahgami Foundation Inc. reserves the right to modify the Terms of Service at any time, and without notice. In addition, the use of Sahgami Foundation Inc.'s service (s) by a subscriber constitutes an unconditional acceptance of and agreement to Sahgami Foundation Inc.'s TOS. DESCRIPTION OF SERVICE Sahgami Foundation Inc. is a New York-based nonprofit foundation. Sahgami Foundation Inc. provides users with access to its services, including newsletters, literature, photo, audio/video contents, products, various forums, and blogs. Most of our services are free of charge. If there is a fee for a service we will publish the rate in appropriate section of this site or you can obtain it by writing us at: SahgamiFoundationInc@gmail.com. MEMBER ACCOUNT, PASSWORD & SECURITY You will receive a password and account designation upon completing the registration process. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify Sahgami Foundation Inc. of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. Sahgami Foundation Inc. will not be liable for any loss or damage arising from your failure to comply with this section. CONTENT/COMMENT REMOVAL You acknowledge that Sahgami Foundation Inc. may or may not pre-screen content, but that Sahgami Foundation Inc. shall have the right in its sole discretion to pre-screen, refuse, or move any content that is available via the services. Sahgami Foundation Inc. reserves the right to refuse, revoke or remove the content (content refers to information, data, text, documents, software, music, sound, photographs, graphics and video), logo, products, link, advertisement for any reason without prior notice or in the exercise of its sole discretion regarding material which it finds to be objectionable. This may include, but not be limited to verbal and/or graphic obscenity, adult (pornographic content), violent, intolerant, racially biased, denigrating, or sexually oriented content or materials. This includes national / international security threats, terrorism, hatred, religious conflict, gender bias, alcoholic beverages, tobacco, gambling, firearms or illegal information or violation of any international and USA laws. We regularly edit or remove comments that violate our Terms of Use rules. Be respectful toward others while commenting. Our comment module is not moderated before publishing. This is done because we want any useful comment/correction/info be added in the forums as soon as possible. Moderation means human editor has to go through all comments before it is published which may lead to delay in disseminating content that may be very useful. Our this practice is widely used. ACCOUNT CANCELLATION A subscriber may cancel his/her account at any time by writing to Sahgami Foundation Inc.. The cancellation will take effect immediately and the subscriber’s account will remain active until the end of the subscription. There will be no refund if the fee has paid by the subscriber. SUBSCRIBER ACKNOWLEDGEMENT Subscriber acknowledges that the service provided is of such a nature that the service can be interrupted for many reasons other than the negligence of Sahgami Foundation Inc. or its host company. Therefore, subscriber agrees that Sahgami Foundation Inc. shall not be liable for any damages arising from such causes beyond the direct and exclusive control of Sahgami Foundation Inc. or its host company. DISCLOSURE TO LAW ENFORCEMENT The TOS specifically prohibits the use of our services for illegal activities. Therefore, subscriber agrees that Sahgami Foundation Inc. may disclose any and all subscriber information including assigned account history, account use, etc. to any law enforcement agency that requests such information, provided they posses the proper court-approved warrant, without consent or notification to the subscriber. Subscriber must provide Sahgami Foundation Inc. real and current contact information such as e-mail address, snail mail address, telephone and fax contacts. APPLICABLE LAW This TOS is subject to the governing laws of the State of New York, USA. YOUR OBLIGATIONS FOR REGISTRATION In consideration of your use of the service, you represent that you are of legal age to form a binding contract and are not a person barred from receiving services under the laws of the United States and Nepal or other applicable jurisdiction. You also agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the service's registration. PRIVACY POLICY Registration data and certain other information about you is subject to our Privacy Policy. When you register or write comment at Sahgami Foundation Inc. we ask and collect your information such as name, email address, birth date, gender, credit card details, PO Box No. or zip code, occupation, organization, website, ip address etc. Sahgami Foundation Inc. does not rent, sell, or share personal information about you with other people or with non-affiliated companies except when needed to provide the products or services you have requested, when we have your permission, or under the following circumstances: We provide the information to trusted partners who work on behalf of, or with, Sahgami Foundation Inc. under our confidentiality agreements. These companies may use your personal information to help Sahgami Foundation Inc. communicate with you about offers from Sahgami Foundation Inc. We respond to subpoenas, court orders, or legal process, or exercise our legal rights or defend against legal claims; We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, situations involving potential threats to the physical safety of any person, violations of Sahgami Foundation Inc.'s terms of use, or as otherwise required by law. For more information about our privacy policy go to our Privacy Policy page section. JURISDICTION & LEGALITY OF CONTENT Considering the global nature of the internet, you agree to comply with all local rules regarding online conduct and acceptable content. Sahgami Foundation Inc. and its dba domains' database is hosted by Wix.com and its servers are located at their data centers and is maintained in reference to the protections afforded under local and federal laws. Laws in your country or jurisdiction may not protect or allow the same kinds of speech or distribution. Sahgami Foundation Inc. does not encourage the violation of any laws; and cannot be responsible for any violations of such laws, should you link to this domain, website, or use, reproduce, or republish the information contained herein. The TOS constitutes the entire agreement between you and Sahgami Foundation Inc. and governs your use of the services. VIOLATIONS Please report any violations of the TOS to Sahgami Foundation Inc., go to Contact Us page. NOTICE Sahgami Foundation Inc. may provide you with notices, including those regarding changes to the TOS, by email, regular mail or postings on the site. Last revised on May 30, 2024